Ingredients:

4 tablespoons quality chocolate chips

1 teaspoon vanilla extract

2 tablespoons powdered (confectioner’s) sugar

Chopped, toasted peanuts, pecans, or almonds (optional)

Fresh banana slices

Directions:

Melt chocolate chips in the top of a double boiler or microwave in a microwave safe bowl at 20-second intervals, stirring after each interval until chocolate is just melted.

Combine melted chocolate, vanilla extract and powdered sugar in a small bowl. Stir until thoroughly mixed. Smear chocolate on bagel and top with any combination of sliced bananas, finely chopped toasted peanuts, pecans, or almonds. Totally decadent!